\nA decentraliz\u00e1lt p\u00e9nz\u00fcgyek (DeFi) t\u00e9rnyer\u00e9se az elm\u00falt \u00e9vekben robban\u00e1sszer\u0171en n\u0151tt, \u00faj lehet\u0151s\u00e9geket nyitva meg a befektet\u0151k \u00e9s a p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00e1sok ter\u00e9n. A n\u00f6vekv\u0151 tranzakci\u00f3s volumenek, k\u00fcl\u00f6n\u00f6sen a stablecoinok eset\u00e9ben, \u00e9s a tokeniz\u00e1lt val\u00f3s eszk\u00f6z\u00f6k (RWA – Real World Assets) egyre sz\u00e9lesebb k\u00f6r\u0171 elterjed\u00e9se azonban \u00faj kih\u00edv\u00e1sok el\u00e9 \u00e1ll\u00edtja a szektort. A legfontosabbak k\u00f6z\u00e9 tartozik a befektetett t\u0151ke v\u00e9delm\u00e9nek biztos\u00edt\u00e1sa. Egy \u00faj m\u00e9r\u0151sz\u00e1m bevezet\u00e9se elengedhetetlen lehet a DeFi \u00f6kosziszt\u00e9ma tov\u00e1bbi fejl\u0151d\u00e9s\u00e9hez \u00e9s a mainstream elfogad\u00e1shoz.\n<\/p>\n
\nIn traditional financial systems, investors benefit from a certain level of protection through various regulations and guarantees. This protection is largely absent in DeFi, posing a significant risk to users. Smart contract bugs, hacking attacks, and rug pulls all represent potential threats to invested capital. Growing DeFi transaction volumes and increasingly complex protocols only exacerbate these risks.\n<\/p>\n
\nTherefore, a metric capable of capturing the level of protection offered by DeFi protocols is needed. This metric shouldn\u2019t just measure technical security, but also consider economic and legal factors. For example, a protocol that is properly audited, has insurance against smart contract errors, and features transparent governance mechanisms could achieve a higher protection level than a similar protocol lacking these features.\n<\/p>\n
\nCurrently, there are no widely accepted metrics for measuring protected capital in DeFi. Most analyses focus on Total Value Locked (TVL), which, however, doesn\u2019t account for risks. TVL simply shows how much value is locked in a protocol, but doesn\u2019t provide information about how well that value is protected from losses. A protocol with high TVL could be vulnerable to hacking attacks or smart contract errors.\n<\/p>\n
\nAnother frequently used metric is yield, which indicates the returns earned by investors. While high yields can be attractive, they often come with high risk. DeFi protocols offering excessively high yields are often unsustainable, and investors may lose their capital. A metric suitable for measuring protected capital must therefore consider both risk and return.\n<\/p>\n
\nA robust protected capital metric should consider several factors, including:\n<\/p>\n
\nThese factors could be integrated into a complex algorithm, resulting in a protected capital score. This score could help investors compare different DeFi protocols and assess risks.\n<\/p>\n
\nA widely adopted protected capital metric could offer numerous benefits:\n<\/p>\n
\nAccording to Sentora\u2019s Head of Marketing, measuring protected capital is critical for the future of DeFi. A more stable and secure DeFi ecosystem could be more appealing to mainstream investors, and contribute to the wider adoption of decentralized finance.\n<\/p>\n
\nThe evolution of the DeFi ecosystem requires a metric that demonstrates the protection of invested capital. Current metrics are unable to adequately capture risks, so a new, more complex metric is needed that considers technical, economic, and legal factors. A widely accepted protected capital metric can increase trust, reduce risk, enhance regulation, and incentivize innovation in the DeFi sector. Alongside the continuous development of blockchain technology and wallet security, measuring protected capital is a crucial step towards mainstream DeFi adoption.\n<\/p>\n
A decentraliz\u00e1lt p\u00e9nz\u00fcgyek (DeFi) t\u00e9rnyer\u00e9se az elm\u00falt \u00e9vekben robban\u00e1sszer\u0171en n\u0151tt, \u00faj lehet\u0151s\u00e9geket nyitva meg a befektet\u0151k \u00e9s a p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00e1sok ter\u00e9n. A n\u00f6vekv\u0151 tranzakci\u00f3s volumenek, k\u00fcl\u00f6n\u00f6sen a stablecoinok eset\u00e9ben, \u00e9s a tokeniz\u00e1lt val\u00f3s eszk\u00f6z\u00f6k (RWA – Real World Assets) egyre sz\u00e9lesebb k\u00f6r\u0171 elterjed\u00e9se azonban \u00faj kih\u00edv\u00e1sok el\u00e9 \u00e1ll\u00edtja a szektort. A legfontosabbak k\u00f6z\u00e9 tartozik a […]<\/p>\n","protected":false},"author":1,"featured_media":5240,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[95],"tags":[],"class_list":["post-2433","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-defi"],"_links":{"self":[{"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/posts\/2433","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/comments?post=2433"}],"version-history":[{"count":1,"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/posts\/2433\/revisions"}],"predecessor-version":[{"id":2746,"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/posts\/2433\/revisions\/2746"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/media\/5240"}],"wp:attachment":[{"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/media?parent=2433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/categories?post=2433"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kriptoblog.hu\/en\/wp-json\/wp\/v2\/tags?post=2433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}